Savings

Opening a New Century FCU savings account is easy. Whatever it is you are saving for, we have a variety of accounts to choose from. From Regular Shares, Special Savings, Money Markets, Christmas Clubs, Certificates, and IRA’s, we will find the product that best fits your needs to help you achieve those goals.

Regular Shares

With a $25 deposit into a regular shares accounts, this will establish your membership and give you access to all other products and services that New Century has to offer. This $25 also represents your ownership within the credit union and is your “prime share.” A regular share account is a great way to start saving for the future by paying yourself first. Not only that, your account also earns dividends that are based on the average daily balance and compounded and paid out quarterly. We have multiple ways to allow you to deposit into the account as well:

• Direct Deposit
• Payroll Deduction
• In Person
• Mail
• Night Drop

Special Savings

New Century FCU also offers the option of opening special savings accounts that you can use to save for vacation, taxes, home improvements, weddings and more. Secondary savings accounts do not require a minimum balance to be kept in the account. Like your regular share, special savings accounts earn the same dividend rate and are paid quarterly as well. A secondary savings account is a good way to budget for those monthly expenses while keeping it separate from your true “savings” account.

Money Markets

Enjoy a high yield savings account that allows you to grow your money at a faster rate than a normal savings account. An initial deposit of $2,000 will get you started and the more you save, the more you will earn. Our money markets offer higher interest rates once you hit $10,000 and then again at $75,000.

Christmas Clubs

Want to get a jump start on holiday shopping without having to worry about scrounging up last minute funds? Now is your chance. Open a New Century Christmas club account and start saving. Whether you decide to deposit via payroll deduction or direct deposit or stop in to one of the offices during the year and say hello, our Christmas club account will allow you to do just that. Tis the season for giving; give yourself the ability to not have to worry about credit card debt going into the new year and open your Christmas Club today.

• No minimum balance required
• No monthly service fees
• Funds transfer to Regular Shares on October 1st

Individual Retirement Accounts (IRA)

• Contribute when you want to
• Accounts federally insured up to $250,000
• No annual fee