CheckingOpen an Account
Our Share Draft Checking account is perfect for many of our members and allows you to access your money around the clock if needed. Other benefits of our share draft checking account include:
- No monthly minimum balance
- No monthly account fees
- Free Online Banking
- Free VISA Debit Card
If you happen to overdraw your checking account, funds that are available from your savings account will be transferred to cover any overdrafts so you don’t have to worry about occurring any fees or a transaction being declined. New Century FCU offers the first three overdraft transfers free at no charge. After that, a fee may apply to cover any overdrafts.
Need to access your account after business hours? With our 24/7 online banking system, you can do just that. Online Banking will allow you to access your account(s) to view account activity. You can also transfer funds internally if need be, make loan payments, access statements and more.
New Century’s Share draft account also allows you to write checks with no per check fee. With our duplicate checks, each time you write out a check you will create a carbon copy of the check for your records so you don’t have to worry about remembering who it is you wrote out the check to. You can always call the credit union as well to request a copy of any paid check if need be.
VISA Debit Card
New Century offers a VISA Debit Card that can be used as an ATM card to withdraw funds from your New Century checking account 24/7 at ATM’s across the country. New Century will not charge you a fee to use your card but if it is at an ATM that is not in our network, a service fee may be applied. See our ATM Locator for a list of free ATM’s.