Vehicle Loans

Are you in the market for a new car or to save money by re-financing an existing loan? New Century FCU is here to assist you in the process. Our loan officers are prepared to help you complete the loan process and have you out enjoying yourself in no time. We offer competitive rates as well as an online application process that allows you to submit your application and other required documents securely to us to make it quick and easy. We will finance and re-finance autos, motorcycles, various watercrafts and other RV’s.

New Vehicles

At New Century FCU, we define a new vehicle as one that has never been titled, or a current year model and is being re-financed withing 6 months of purchase date. We will finance up to 120% of MSRP on new vehicles for qualified borrowers. New vehicle loans have terms available up to 84 months for financing. Other great features include:

• Credit Life and Disability Options
• GAP and Mechanical Repair Coverage available
• No prepayment penalties
• Variety of term lengths to get you into a comfortable monthly payment
• Up to .50% rate reduction with loyalty rewards

Used Vehicles

New Century will finance used vehicles at competitive rates. We will finance up to 120% of NADA retail value on a used vehicle for a qualified borrower. Used vehicles that are 5 years old or less have terms available up to 72 months. Vehicles older than 5 years have a maximum repayment term of 48 months and special interest rates apply. All collector cars are subject to a qualified appraisal. Other great features include:

• Credit Life and Disability Options
• GAP and Mechanical Repair Coverage available
• No prepayment penalties
• Variety of term lengths to get you into a comfortable monthly payment
• Up to .50% rate reduction with loyalty rewards

Motorcycle Loans

Are you looking to feel the fresh air in your face as you cruise down the road on a new bike? New Century is here to help make the process of buying or re-financing a motorcycle easier than ever. Motorcycle loans have terms available up to 84 months. Qualified borrowers can borrow up to 100% MSRP of a new motorcycle and up to 100% NADA retail value on a used motorcycle. Other great features include:

• Credit Life and Disability Options
• GAP available
• No prepayment penalties
• Flexible term lengths
• Competitive rates

Watercraft Loans

Don’t waste your time shopping for loan rates when you could be out soaking up the sun. New Century can handle your financing needs for watercraft loans. Terms are available for up to 84 months. Other great features include:

• Credit Life and Disability Options
• No prepayment penalties
• Flexible term lengths
• Competitive rates

RV Loans

Ready for a camping trip but not ready for sleeping in a tent? Relax and make sure you check out New Century FCU’s rates for RV loans. With competitive rates and terms, we will have you relaxing and enjoying your trip. Other great features include:

• Credit Life and Disability Options
• No prepayment penalties
• Flexible term lengths

Loan Pre-Approvals

Not sure what vehicle you exactly want but know you will be looking in the near future. Save yourself the time and the hassle by getting a pre-approval with New Century FCU before you even go. Pre-approved financing will give you an idea of what dollar amount you qualify for and may even give you a little big of leverage when buying knowing you have a set amount. Pre-approvals are valid for 60 days with New Century FCU. To get pre-approved, either apply online or stop in to one of our offices and complete an application.