New Century's Calculators

This is a page listing our calculators available to our members. These will allow you to figure out your monthly payments on a loan, or compare our low rate loans with another loan from a another lender. Find out how much interest you will pay over the life of a loan, or many other type of calculations. Please feel free to use these any way you see fit.

All of these calculators use JavaScript to perform their computations.

Monthly Expense

A cash flow analysis shows your income and expenses and determines whether you are "living within your means" or having to borrow money each month. The calculator below will help you to categorize your monthly income and expenses and will show you whether or not you are spending more than you make.

Payment Calculator

Calculate the monthly payment for any type of loan. Also included find out how much will be paid in interest over the life of the loan, how much of each payment goes towards inerest or the principle ballance.

Taxed and Non-taxed Compounding Calculator

Taxes can have a big effect on the amount of money that accumulates in an account. In a tax-sheltered account (for example, an IRA account), you do not have to pay taxes on interest until you actually withdraw from the account. In a normal account (a savings account, CD, etc.), you pay taxes on the interest each year, so you earn less.

Retirement Planning Calculator

This calculator helps you to determine what sort of lifestyle you can expect to have during retirement, by showing you your 401(k) account balance both before and during retirement. The goal is to let you experiment with different savings amounts so that you can see what effect they will have during your years in retirement.