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Rates at New Century
Savings Accounts
Rates Effective April 1st, 2008
| Account |
Min. Balance |
Rate |
APY |
Determined |
| Regular Share Account |
$25.00 |
.70% |
.709%APY |
Quarterly |
| Christmas Account |
$0 |
.70% |
.709%APY |
Quarterly |
| Vacation Club Account |
$0 |
.70% |
.709%APY |
Quarterly |
| Tax/ Escrow Club Account |
$0 |
.70% |
.709%APY |
Quarterly |
| Special Share Account |
$0 |
.70% |
.709%APY |
Quarterly |
Money Market Accounts
Rates Effective August 1st, 2008
| Account |
Min. Balance |
Rate |
Determined |
| Money Market Index |
$2,000 to $9,999 |
1.26% APY |
Monthly |
| Money Market Index |
&10,000 to $74,999.99 |
1.78% APY |
Monthly |
| Money Market |
$75,000 |
2.27% APY |
Monthly |
Certificates of Deposit
Rates Effective August 1st, 2008
| Term |
Rate |
APY |
| 6 months |
2.70% |
2.73% APY |
| 1 Year |
2.95% |
2.98% APY |
| 2 Years |
3.25% |
3.29% APY |
| 3 Years |
3.50% |
3.54% APY |
| 4 Years |
3.80% |
3.85%APY |
| 5 Years |
4.10% |
4.17% APY |
Vehicle Loans
Rates Effective June 1st, 2008
| Loan |
Downpayment |
Rate |
| New Car Loan |
20% |
5.49% APR |
| 10% |
5.74% APR |
| 0% |
6.24% APR |
| Used Car Loan |
20% |
5.49% APR |
| 10% |
5.74% APR |
Used Car Loan
Older than 4 years |
N/A |
7.49% APR |
| Recreational Vehicle |
New |
7.24% APR |
| Used |
8.50% APR |
Home Equity Loans
Rates Effective June 1st, 2008
| 80% LTV |
90% LTV |
100% LTV |
Term of Loan |
| 5.99% |
6.50% |
7.50% |
60 Months |
| 6.25% |
6.75% |
7.75% |
120 Months |
| 6.75% |
7.25% |
8.25% |
180 Months |
Home Equity Line of Credit Available. Repayment up to 120 Months. Variable Rate.
Other Types of Loans
Rates Effective June 1st, 2008
| Type |
APR |
Terms |
| Signature Loan |
12.00% |
Max Term 48 Months |
| Share Secured Loan |
5.74% |
Max. Term 60 Months |
Visa Rates
Rates Effective January 1st, 2008
| Classic |
Gold |
| 11.80% |
8.80% |
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