Home About News Services Savings Loans Contact FAQs Links

Rates at New Century

Savings Accounts

Rates Effective April 1st, 2008

Account Min. Balance Rate APY Determined
Regular Share Account $25.00 .70% .709%APY Quarterly
Christmas Account $0 .70% .709%APY Quarterly
Vacation Club Account $0 .70% .709%APY Quarterly
Tax/ Escrow Club Account $0 .70% .709%APY Quarterly
Special Share Account $0 .70% .709%APY Quarterly

Money Market Accounts

Rates Effective April 1st, 2008

Account Min. Balance Rate Determined
Money Market Index $2,000 to $9,999 1.26% APY Monthly
Money Market Index &10,000 to $74,999.99 1.78% APY Monthly
Money Market $75,000 2.02% APY Monthly

Certificates of Deposit

Rates Effective May 1st, 2008

Term Rate APY
6 months 2.50% 2.52% APY
1 Year 2.75% 2.78% APY
2 Years 3.00% 3.03% APY
3 Years 3.10% 3.14% APY
4 Years 3.20% 3.24%APY
5 Years 3.40% 3.44% APY

Vehicle Loans

Rates Effective January 1st, 2008

Loan Downpayment Rate
New Car Loan 20% 5.99% APR
10% 6.24% APR
0% 6.74% APR
Used Car Loan 20% 5.99% APR
10% 6.24% APR
Used Car Loan
Older than 4 years		 N/A 7.99% APR
Recreational Vehicle New 7.74% APR
Used 9.00% APR

Home Equity Loans

Rates Effective January 1st, 2008

80% LTV 90% LTV 100% LTV Term of Loan
6.25% 6.75% 7.75% 60 Months
6.50% 7.00% 8.00% 120 Months
7.00% 7.50% 8.50% 180 Months

Home Equity Line of Credit Available. Repayment up to 120 Months. Variable Rate.

Other Types of Loans

Rates Effective January 1st, 2008

Type APR Terms
Signature Loan 12.00% Max Term 48 Months
Share Secured Loan 5.74% Max. Term 60 Months

Visa Rates

Rates Effective January 1st, 2008

Classic Gold
11.80% 8.80%