Fixed Rate Home Equity


New Century offers three different fixed term, fixed rate Home Equity Loans based upon the equity in your home. Loans from $5,100 to $150,000 can be obtained using your home as security.

New Century’s FR (Fixed Rate) Home Equity Loans give you the choice of terms at different rates. Pick a term of:

  • – up to 60 months (5 years)
  • – up to 120 months (10 years)
  • – up to 180 months (15 years)


Whatever option works into your repayment plans, remember your fixed rate doesn’t change, and the interest paid may be tax deductible so check with your tax consultant.

Fees for establishing any Home Equity Loan will be collected at the time of application if necessary. They are Title Search, Appraisal Fee, Title Insurance, and Recording Fees. Credit Life and Credit Disability Insurance are available at a reasonable cost. There are no application fees or maintenance fees, and there are no pre-payment penalties.

For whatever your purpose, (consolidation, home improvement, or maybe that special dream vacation), New Century has the Home Equity loan for you. Call any office for our current rates and any questions that you may have.

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