Share Draft

I’m already a member and want to open a new checking account.
                What forms do I need to fill out?

We have a separate form for the share draft accounts. It does not take as long as the membership application form. If you have a joint account, both parties on the account must sign the form.

How do I reorder checks?

If there are no changes to your personal information there are three ways you can do this;
• Click on the link to the Liberty website and re-order you checks online through them.
• Send in the reorder slip in your checkbook, to any one of New Century's locations.
• Call one of our locations with your information.

If you have any changes to your personal information, fill in the appropriate changes on the check order form and return that form to one of New Century's three locations.

Will the credit union pay my checks if I don't have funds to cover them?

The credit union will transfer funds from accounts that you designate as automatic overdraft sources, usually your Regular Share Account. However, if funds are not available in your Regular Share Account, checks are returned for insufficient funds. A fee of $25 per returned item is assessed. You can easily avoid overdrafts with automatic overdraft protection. Call one of our representatives to find out more.

How can I make deposits?

• Stop by one of New Century Federal Credit Union branches.
• Direct deposit or payroll deduction
• Mail checks or money orders

Are cancelled checks returned to me in my statement?

Paid checks are itemized on your monthly statement but are not sent to you with your statement. If you ever need a copy of a particular check, the fee is only $3 per copy.